UK Health Insurance for Students

Top Guide to UK Health Insurance for Students in Birmingham

What makes the UK a top study destination? Why do over a million students annually land in UK cities to pursue their higher education? First, the UK is home to some of the top-ranked universities in the UK. In fact, out of the top 500 QS Ranked universities, 90 are situated in the UK. Cities like London, Birmingham, Manchester, Cambridge, and Oxford alone account for over 40% of the student population. Every UK aspirant must understand the requirements to successfully enrol in a UK university. This page is dedicated to the UK health insurance for students in Birmingham. Additionally, we will be discussing how to apply for UK health insurance and what the top student accommodations are in the United Kingdom. 

UK Health Insurance for Students in Birmingham 

The UK’s NHS or National Health Service, is one of the best health care insurances in the world. The UK’s NHS public healthcare system includes the NHS England, NHS Wales, and NHS Scotland. For Northern Ireland, the Health and Social Care was separately created and is locally known as “the NHS”. 

Students planning to study in Birmingham, or any UK city must have an NHS certificate. This is the UK’s healthcare insurance, which covers a candidate’s medical expenses while staying in the UK. This healthcare system offers first-class, safe, and modern treatment and covers all, or almost, the entire cost of medical treatment. 

UK Health Insurance Cost 

The cost of UK NHS insurance depends on the duration of your visa, as the visa may last longer than your course or employment. Here’s a breakdown of the entire cost of health insurance in the UK. 

  • £776/year for an individual, their dependents, and those who are on a Youth Mobility Scheme visa. 
  • £1,552 for a 2-year visa. 
  • £776/year for visa and immigration individuals (under 18). 

For Cost More than One Year 

If the length of your visa exceeds a year, then the cost of your UK NHS insurance will be as follows: 

  • Yearly cost + half yearly cost (18 months cost). 
  • The cost for 6 months of insurance will be £388/individual and their dependents. 
  • If the duration is between a year and a half and 2 months, that is, between 18 and 24 months, then the cost of 2 full years will be charged. (£1,552) 

How to Apply for UK NHS Insurance? 

If you are an international student requiring a UK study visa, then as part of your application, Additionally, you will pay an Immigration Health Surcharge (IHS) to gain access to the NHS. The NHS fee is £776 but for students, there will be a 25% discount.  

The IHS will allow you to consult a medical professional on any physical or mental health issues, the diagnosis of any STDs, and access to the COVID-19 vaccine. You can also get reduced-price dental care if provided through an NHS dentist. 

Apply for UK GHIC 

The UK GHIC, or Global Health Insurance Card, offers you necessary healthcare assistance in the European Economic Area (EEA), and some other countries as well. The UK GHIC is only available for UK residents and their family members. To apply for a UK Global Health Insurance Card, you must provide the following details: 

  • Full Name 
  • Date of Birth 
  • Current Address 
  • National Insurance Number 
  • Health and Care Number (only for Northern Ireland Citizens) 

Student Accommodation Birmingham 

Planning to study and live in Birmingham or any UK city requires a systematic approach. There are on-site and off-site student housing Birmingham where students are offered essential housing facilities. It is important to understand the types of properties or rooms available and choose one that fits your personality and budget. Budget is one of the primary factors to be considered when choosing a student accommodation in the United Kingdom. Let’s look at some of the affordable student accommodation in Birmingham and their weekly rent. 

  • Mary Sturge Residence – £161/week 
  • Pershore Junction – £205/week 
  • Staniforth House – £181/week 
  • Bagot Street – £164/week 
  • Jennens Court – £165/week 
  • Queens Hospital Close – £152/week 
  • Brooks Studios – £252/week 
  • 60 Gillott Road – £115/week 
  • 77 Gillott Road – £117/week 
  • IQ Studios 51 – £202/week 

Conclusion 

A UK NHS certificate is mandatory for every non-UK resident. Say it document or certificate, but this insurance is of great help to everyone. It provides coverage of medical health problems, any physical or medical health issues, COVID-19 treatment, and even sexually transmitted diseases. Students planning to study in Birmingham or any other UK city must have a UK NHS certificate. 

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